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Questions and fixes

Short answers to common questions. Didn’t find yours? See Get help.

Usually the file was read with the wrong settings.

  • Amounts ten or a hundred times too big or small? The decimal separator is wrong. Delete the import (Settings → Data health → Recent changes → Undo), then import again and choose the right Decimal separator in the column mapper: a comma for 1.234,56, a dot for 1,234.56.
  • Expenses showing as income? Your bank puts “Debit” / “Credit” in a separate column. Pick it as the Direction column in the mapper.
  • A saved profile reads the file wrong? Delete it in Settings → Import profiles, and map the file again.

See CSV import.

Arca skips rows it already has, so importing overlapping files is safe. Duplicates can still slip in when the same payment comes in two different ways, for example from two different export formats of the same bank, or when you added it by hand as well.

  • Select the extra ones in Activity and choose Delete.
  • If a whole import was doubled, undo it in Settings → Data health → Recent changes.

Set a starting balance: open the account in Settings → Accounts and fill in the balance on a given date, or correct the Current balance. See Accounts and assets.

The forecast warns when your balance is expected to drop below your safety line or below zero. Check:

  1. Is your balance right? The forecast starts from your account balances. If they’re off, so is the forecast.
  2. Are your bills and income right? A recurring item with the wrong amount or date, or one that has ended, moves the whole line. Fix it in Settings → Recurring.
  3. Is it timing? Often a few bills land just before payday. Look under Coming up for what lands just before the low point.
  4. Do you have an overdraft? Set the Overdraft limit on the account, and choose whether it counts as spendable. See Overdraft limits.

Safe to spend needs a budget. Set one in Plan → Budget.

The recurring item’s Match pattern or Match amount doesn’t match the payment. Open the item, check the chart of past charges it picks up, and adjust the pattern or allow an amount range. Or tick it off yourself in Upcoming.

Transactions keep landing in Needs a category

Section titled “Transactions keep landing in Needs a category”

Teach Arca: pick the category and choose Always. Use Worth teaching to sort the busiest merchants first. See Needs a category.

The lock screen has no reset option. Whoever runs your server can switch the app lock off with one command: see Reset a forgotten app lock PIN. Then set a new PIN in Settings → App lock.

I lost my phone with the authenticator app

Section titled “I lost my phone with the authenticator app”

Sign in with one of your backup codes (choose Use a backup code instead when asked for the code). Then, in Settings → Password & 2FA, turn two-factor sign-in off and on again with your new phone, and make new backup codes.

There’s no reset email yet. Ask for help on GitHub.

Copy the /data folder. See Updating and backups.

Your bank’s permission lasts up to 180 days. When it ends, the bank shows Consent expired: choose Reconnect. See Bank connection.

If you open Arca over plain http://, make sure COOKIE_SECURE is false (the default). Set it to true only when Arca is behind a reverse proxy with HTTPS. See Install.

Arca needs a connection to your server to load your data. Without one, you see a page saying you’re offline.