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Roadmap

Where Arca is heading. A direction, not a promise: items move, change shape or get dropped.

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Just shipped · 1.6.1
  • Security fixes in the framework
  • A backup before every update
  • Settings › About with release notes
  • Import inside Settings, with a sync log
Release notes

How AI fits in

AI explains. Arca computes.

Every number on screen comes from Arca itself. The model writes sentences and picks from your own lists. Each feature below keeps these rules.

  • Opt-in, per feature

    Off until you add a key. Every feature has its own switch.

  • The minimum leaves your server

    Cleaned descriptions, amounts, dates, category names. Never account numbers.

  • You confirm

    Nothing is saved without a tap.

  • Works without it

    Every screen keeps working with AI off.

Now

AI

AI picks become rules

File a merchant with the AI's suggestion and Arca offers the rule straight away, so next month it's sorted without asking again.

In progress · Oct 2026

Banking

Bank connection, round two

Reconnect reminders before a consent runs out. The sync log is in.

In progress · Oct 2026

Next

AI

Ask AI during import

Category suggestions for new merchants while you check an import, before anything lands in Needs a category.

Planned Vote

AI

The forecast in words

Two plain sentences about what's coming, while the forecast and its warnings stay calculated by Arca.

Planned Vote

App

Notifications

A heads-up for upcoming bills, a shortfall in the forecast and the payday check-in, by push notification or email.

Planned Vote

Banking

More banks and countries

More banks in the bank connection, and more countries than the Netherlands.

Planned Vote

Guide

Dutch documentation

This guide in Dutch too.

Planned Vote

Later

AI

Receipt line items

Read a receipt photo into separate lines, so a supermarket receipt becomes a split, ready for you to check.

AI

Ask Arca

Ask a question in your own words; Arca does the counting itself and shows the transactions behind the answer.

App

Budget rollover

What's left in a category, or what you overspent, carries over into next month.

App

Year in review

A look back at your year: where the money went, what changed and what you saved.

App

Scheduled backups

On a schedule, to a folder of your choice. Backups before every update and by hand are already in.

App

Household views per person

Who spent what, and personal budgets next to the shared ones.

App

Widgets and shortcuts

Safe to spend and quick add on your phone's home screen.

App

Investments in net worth

Follow the value of your investments over time.

Not planned

A free-form AI chat over all transactions

Too much data leaving your server, and too much for a free key.

AI-made budgets or investment advice

Wrong answers here cost real money.

AI-calculated totals or forecasts

These stay calculated by Arca, so they're exact, work offline and cost nothing.

AI deciding your rules

Rules stay predictable, so they run on every import, offline and for free.

Missing something?

Ideas and votes live on GitHub.

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